Affordable Homes Under $100,000 in Charming Historic Districts

Historic districts are renowned for their beautiful architectural style, but these neighborhoods are typically a bit more expensive to live in than other areas. Studies have found that once a neighborhood has been designated historic, home prices have risen faster. But it isn’t just a higher home value that this designation brings; it also preserves the community and residents are attracted to the unified sense of belonging. However, there are affordable homes in charming historic districts you can call home.

To compile a list of affordable homes under $100,000 in charming historic districts, Moms Who Think reviewed district listings from the National Register of Historic Places and five-year data on home value from the U.S. Census Bureau’s 2022 American Community Survey. Historic districts registered in the NRHP were ranked based on the ratio of average home value to average household income of owner-occupied housing units within their boundaries.

District-level average home values were aggregated from the census tract level using spatial boundary definitions from the NRHP and the U.S. Census Bureau. Data on median home age is also from the Census Bureau. Only historic districts with at least 100 housing units in the principal cities of metropolitan statistical areas were considered.

• Average home value: $274,725 (2.0 times income)
• Average household income: $139,399
• Median home age: 72 years

• Average home value: $188,621 (2.0 times income)
• Average household income: $96,097
• Median home age: 66 years

• Average home value: $87,457 (2.0 times income)
• Average household income: $44,591
• Median home age: N/A

• Average home value: $89,009 (1.9 times income)
• Average household income: $46,099
• Median home age: 68 years

• Average home value: $140,109 (1.9 times income)
• Average household income: $72,985
• Median home age: 66 years

• Average home value: $129,100 (1.9 times income)
• Average household income: $67,284
• Median home age: N/A

• Average home value: $254,604 (1.9 times income)
• Average household income: $133,211
• Median home age: N/A

• Average home value: $94,478 (1.9 times income)
• Average household income: $49,495
• Median home age: N/A

• Average home value: $142,243 (1.9 times income)
• Average household income: $75,263
• Median home age: N/A

• Average home value: $109,655 (1.9 times income)
• Average household income: $58,069
• Median home age: 70 years

• Average home value: $89,847 (1.9 times income)
• Average household income: $47,708
• Median home age: 70 years

• Average home value: $160,687 (1.9 times income)
• Average household income: $85,596
• Median home age: 79 years

• Average home value: $137,040 (1.9 times income)
• Average household income: $73,285
• Median home age: N/A

• Average home value: $115,610 (1.9 times income)
• Average household income: $62,177
• Median home age: 76 years

• Average home value: $111,997 (1.9 times income)
• Average household income: $60,408
• Median home age: 83 years

• Average home value: $176,976 (1.8 times income)
• Average household income: $95,811
• Median home age: 50 years

• Average home value: $192,830 (1.8 times income)
• Average household income: $104,422
• Median home age: 82 years

• Average home value: $104,118 (1.8 times income)
• Average household income: $56,532
• Median home age: N/A

• Average home value: $115,804 (1.8 times income)
• Average household income: $63,194
• Median home age: 75 years

• Average home value: $134,411 (1.8 times income)
• Average household income: $73,800
• Median home age: 80 years

• Average home value: $134,426 (1.8 times income)
• Average household income: $73,871
• Median home age: 52 years

• Average home value: $138,723 (1.8 times income)
• Average household income: $76,337
• Median home age: 76 years

• Average home value: $114,849 (1.8 times income)
• Average household income: $63,701
• Median home age: 77 years

• Average home value: $103,533 (1.8 times income)
• Average household income: $58,479
• Median home age: 81 years

• Average home value: $96,402 (1.8 times income)
• Average household income: $55,002
• Median home age: 76 years

• Average home value: $111,321 (1.7 times income)
• Average household income: $63,996
• Median home age: N/A

• Average home value: $76,009 (1.7 times income)
• Average household income: $43,730
• Median home age: N/A

• Average home value: $132,544 (1.7 times income)
• Average household income: $76,284
• Median home age: 68 years

• Average home value: $91,957 (1.7 times income)
• Average household income: $53,213
• Median home age: 73 years

• Average home value: $89,205 (1.7 times income)
• Average household income: $52,128
• Median home age: 78 years

• Average home value: $84,773 (1.7 times income)
• Average household income: $49,706
• Median home age: 73 years

• Average home value: $90,995 (1.7 times income)
• Average household income: $53,892
• Median home age: 84 years

• Average home value: $113,082 (1.7 times income)
• Average household income: $67,334
• Median home age: 70 years

• Average home value: $95,963 (1.7 times income)
• Average household income: $57,693
• Median home age: 81 years

• Average home value: $80,577 (1.6 times income)
• Average household income: $49,017
• Median home age: 75 years

• Average home value: $207,807 (1.6 times income)
• Average household income: $126,429
• Median home age: 65 years

• Average home value: $77,888 (1.6 times income)
• Average household income: $47,778
• Median home age: N/A

• Average home value: $93,532 (1.6 times income)
• Average household income: $57,881
• Median home age: N/A

• Average home value: $195,897 (1.6 times income)
• Average household income: $121,857
• Median home age: 80 years

• Average home value: $164,320 (1.6 times income)
• Average household income: $103,163
• Median home age: 68 years

• Average home value: $90,157 (1.5 times income)
• Average household income: $58,346
• Median home age: 69 years

• Average home value: $107,090 (1.5 times income)
• Average household income: $71,426
• Median home age: 76 years

• Average home value: $84,385 (1.5 times income)
• Average household income: $56,867
• Median home age: 70 years

• Average home value: $94,477 (1.5 times income)
• Average household income: $64,633
• Median home age: 74 years

• Average home value: $82,874 (1.4 times income)
• Average household income: $57,379
• Median home age: N/A

• Average home value: $96,748 (1.4 times income)
• Average household income: $67,438
• Median home age: N/A

• Average home value: $93,037 (1.4 times income)
• Average household income: $65,955
• Median home age: 75 years

• Average home value: $143,156 (1.4 times income)
• Average household income: $101,549
• Median home age: 77 years

• Average home value: $79,531 (1.2 times income)
• Average household income: $66,979
• Median home age: N/A

• Average home value: $88,688 (0.8 times income)
• Average household income: $115,549
• Median home age: 44 years